Know exactly what your mortgage can do — then unlock your full report.
Free mortgage calculators for Home Loans, Lease Rental Discounting, Loan Against Property, Buy-Out and Refinance. Every personalised result unlocks with your contact details — entered once, explicit consent, zero spam.
Calculate freely. Details unlock the answer.
Use any calculator
Home loan, LRD, LAP, buy-out, rental yield — enter your numbers freely.
Details screen appears
Before your answer is shown, a simple screen asks for name, verified phone, email and preferred platform — once, with consent.
Voice note in your language
Tell us what you need in Arabic, English, Hindi, Urdu, Russian, Chinese — anything. Sent straight to our desk.
Your full report unlocks
Borrowing power, monthly payment, readiness score, routes, callback scheduler and print/PDF.
Every lending route, clearly mapped.
Pick a product family — each opens the same short questionnaire.
Types of mortgages, at a glance.
Every UAE lender builds from the same blocks. Pick the structure that fits your plan — then compare rates.
Fixed Rate
Your rate is locked for an initial period — usually 1–5 years — so payments stay predictable.
Variable Rate
Your rate moves with EIBOR plus the bank's margin — payments follow the market.
Conventional
Standard bank financing with interest — the most common home loan structure in the UAE.
Islamic / Sharia-Compliant
No interest — a profit-share or lease-based structure with the same result: your own home.
Your personalised mortgage result is 45 seconds away.
Free tools · your details unlock the answer · asked once.
Do the maths before the bank does.
Use any calculator freely. When you press calculate, a one-time details screen appears before your answer — with explicit consent.
Core mortgage calculators
Home loan, borrowing power, deposit, DBR and amortisation.
Home Mortgage Payment
Property price → loan amount, instalment and total interest.
Mortgage Borrowing Power
Income + commitments → maximum loan under the 50% debt-burden rule.
Deposit & Fees Planner
Cash needed upfront by buyer type — deposit band, DLD fee and ballpark costs.
DBR Planner
Visualise the 50% cap: income, commitments and the payment room left.
Amortisation Schedule
Year-by-year interest vs principal for your mortgage.
Early Repayment Simulator
What a lump-sum payment saves in interest and time.
Specialist mortgage desk
LRD, Loan Against Property, Buy-Out, Refinance and Rental Yield.
LRD Calculator
Landlords: estimate an upfront lump sum against future rental income.
Loan Against Property (LAP)
Estimate how much finance your existing property could release.
Buy-Out / Refinance Savings
Compare your current rate vs a new offer — see monthly and lifetime savings.
Rental Yield
Price + expected rent → gross & approximate net yield.
EIBOR + Margin Model
Enter the EIBOR and bank margin you were quoted — no live rates fetched.
What lenders will ask you for.
“Prepared borrowers get better terms — paperwork is half the negotiation.”
Salaried
Self-employed / Business
People who knew their number before the bank did.
Four ways we can take it further.
Each path opens a short, consent-based request form. Details are collected once.
Steal our 27-point UAE mortgage checklist.
Educational content stays open. Enter an email only if you’d like a copy kept for you.
What borrowers ask us first.
“A good broker finds you a rate. A great one finds you a path.”
Calc Mortgage Advisory